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Call Us: 206-393-9810
Text Us: 425-298-7575
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Title & Escrow News and Information

We are pleased to announce the opening of our new Spokane Valley Operation and that Mick Templeton AVP / Branch Manager / Escrow Closer, Melody Sarff, Escrow Assitant, and Tricia Osterholm, Escrow Assistant have joined our Spokane Ticor Team and will staff our new office.

Mick and his team have been serving the real estate community in the Spokane Valley area for many years as an independent escrow operation.

Please join us in congratulating the new members of our team!

Mick Templeton
AVP/Branch Manager/
Escrow Closer
Melody Sarff
Escrow Assistant
Tricia Osterholm
Escrow Assistant

Where to find us

720 N. Argonne, Suite E
Spokane Valley, WA 99212
Office: 509-928-9665

If a buyer opts not to purchase an owner’s policy, in most states they would not receive the benefit of a simultaneous issue discount applied to the loan policy premium. Currently, in a typical residential transaction, a lender quotes the discounted rate on a Loan Estimate.

However, any increase in this premium would result in a tolerance violation or increased annual percentage rate. Therefore, the CFPB wrote into the new rules any simultaneous issue discount must be applied to the owner’s policy premium and not the loan policy premium.

Therefore, when the new CFPB rules are implemented, the lender will need to disclose the full lender’s policy premium on the Loan Estimate and the preparer of the Closing Disclosure will charge the full loan premium. The new formula for calculating the owner’s premium with the simultaneous issue discount applied is as follows:

Owner's Premium
+ Simultaneous Issue Rate
- Full Loan Premium
= Owner's Rate
We are pleased to announce that John Bloomquist has joined the Ticor team as Vice President/Area Sales Manager and will be overseeing a sales team in Snohomish County and North King County. John brings a proven track record of success and excellent customer service.

A Word to Clients

John Bloomquist "I made this move confident that it will be mutually beneficial. I will continue to show you the same commitment and dedication that I have always shown, with the added benefit of exceptional preparation for the TRID changes and the backing of a truly progressive Fortune 500 company." -John Bloomquist

Why Ticor Title was the Right Choice

John chose Ticor Title because of the unique mix of services that Ticor provides:
  • TRID/CFPB Readiness
  • Nationwide Coverage, Including 19 Counties in WA State
  • “Make it Happen” Underwriting
  • Extremely Competitive Fees
  • Regional Lending Centers
  • Forward-Thinking Agent Tools

Please join us in welcoming John to our Ticor Family!
The Ticor Title TRID Wheel is the only wheel that instantly determines earliest Consummation Date! Based on the new CFPB rule that goes into effect beginning Oct. 3, 2015, this carefully crafted and well planned TRID Wheel is designed to eliminate the guesswork in determining earliest Consummation Date.

Use the wheel to:
• Instantly determine earliest Consummation Date
• Estimate required closing days by working backwards on the wheel

Reserve Yours Today!

Contact your Ticor Title representative to reserve your Ticor Title TRID Wheel today. Supplies are limited.
We are very pleased to announce that Ticor’s Gig Harbor Escrow office has relocated to an updated and more spacious location just a few doors down from the previous location. The move is part of our plan involving the expansion of our Gig Harbor team and provides a freshly updated space with additional room to accommodate client signings, added escrow staff, and a dedicated Property Information Specialist. We think you’ll love the upscale look & feel, accessibility, ample parking, easy access to highway 16, and our team of experienced professionals. Where to find us: Ticor Title Gig Harbor Escrow Location […]